Schemes

 

Helping you to buy the home you want in a way to suit you... Please click here to download information about all of the schemes below.


 

Homeowners Club Reward Scheme

The Homeowners Club is a reward scheme that we have set up as a ‘thank you’ for buying a Larkfleet property. We've created a Homeowners Club card to enable you to receive discounts at hundreds of different companies throughout the UK. The Larkfleet Club Card will entitle you to discounts on purchases of selected products from companies within The Larkfleet Group of Companies and other participating retailers and companies within the area. Plus... it's available to anyone aged 18 or over and we’ll contact you with news and information on any Larkfleet Club Card discount offers as and when they become available. The Homeowners Club card is a free card available to anyone. As an extra incentive, if homebuyers recommend a friend to Larkfleet Homes and a property sale is completed as a result, they could receive £1,000 as a bonus for the successful recommendation. The Sales Advisor must be made aware of the recommendation before the reservation is made. Terms and conditions apply


Find Out More

 


Help To Buy

The Help to Buy scheme allows homebuyers to own 100% of a new Larkfleet home with just a 75% mortgage and a 5% deposit. The remaining 20% of the purchase price is paid for through an equity loan from the government (subject to approval).

The equity loan is interest-free for 5 years and can be repaid at any time or on the sale of the home.

The benefits

  • 75% mortgage.
  • 5% deposit required.
  • 20% equity loan from the government - interest-free for the first 5 years.
  • Equity loan can be repaid at any time or on the sale of the home 

Find out how Help to Buy could work for you by calling one of our sales advisors on 01778 391555.

 

Full terms and conditions apply to the Help to Buy Scheme. Eligibility for the Help to Buy scheme is subject to status, compliance with 'Help to Buy' Terms & Conditions and the scheme is available only on selected Larkfleet properties. Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings/deposit where required. The equity loan is provided by the Homes & Communities Agency and held as a second charge. This offer is not available in conjunction with any other promotion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

 


Part Exchange

Providing your current home falls within our scheme criteria, we will consider your property for part exchange against the home you are interested in.

We will arrange for a minimum of two independent valuations of your current home and - subject to satisfactory valuations - make you an offer.

The benefits

  • No chain.
  • No estate agents fees.
  • No worrying about selling.
  • No worrying about losing your buyer.
  • Use your current property to get the home you want. 

 


Personalised Home

If you use the services offered by our recommended financial advisors and one of our preferred solicitors to complete your purchase, we will help towards the costs of personalising your new home.

We will give you a cheque to the value of £500 to use in making your new home yours.

The benefits

  • £500 to put towards the cost of personalising your new home.
  • Our recommended financial advisors and solicitors are familiar with our properties - enabling them to provide a fast and efficient service.
  • Competitive rates and a successful track record in helping our clients. 

 

 

 

 

 


Assisted Sale

Assisted Sale is very similar to part-exchange in all respects apart from the fact that we do not buy your house.

With Assisted Sale, if you see one of our properties you wish to purchase but have yet to sell your own we will assist you to sell your house - while reserving the home you wish to purchase for an agreed period.

The benefits

  • Your desired home is removed from all advertising and held exclusively for you for an agreed period.
  • We will assist you to sell your current property.
  • We will pay your estate agents fees on completion of the sale of your existing property. 

 

 

 


Forces Help to Buy

This government backed scheme is to help regular armed forces personnel to get on the property ladder.

If you are a member of the armed forces who has completed the pre- requisite length of service, have more than 6 months left to serve at the time of your application and meet the right medical categories, you could benefit from this scheme.

The benefits

  • Interest free loan repayable over 10 years.
  • Borrow up to 50% of your annual salary, to a maximum of £25,000.
  • Loans can be used towards a deposit and other costs such as solicitor's and estate agent's fees.
  • If you leave the military before you've repaid the loan, your terminal benefits can be used to help clear any outstanding loan. 

 

 

 

 


Secure Home Purchase

With our Secure Home Purchase option there is no need to worry about finding a buyer for your existing home.

Providing your current home falls within our scheme criteria, Larkfleet will arrange for your home to be purchased immediately. In return for a small commission, your property sale is managed so that you can enjoy your brand new home as soon as possible.

The benefits

  • No chain.
  • No worrying about selling.
  • No worrying about losing your buyer.
  • Use the equity in your current property to secure the home you want.